For the complete documentation index, see llms.txt. This page is also available as Markdown.

Blend

Blend - Earn infrastructure built into Zebec SuperApp for idle balance yields

Earn, built into Zebec.

Blend is the yield infrastructure powering the Earn experience inside the Zebec SuperApp. It lets your idle balances earn yield from two kinds of sources, tokenized real-world assets (RWA) and curated on-chain markets, without your funds ever leaving your control.

Available in: 🌐 Web SuperApp

What is Blend?

Blend is embedded savings infrastructure for fintechs, neobanks and apps. Instead of building yield products from scratch, platforms like Zebec integrate Blend through a single API and offer their users a complete earn experience under their own brand.

Blend was built by the team behind the oracle for Polymarket and the bridge for Uniswap: infrastructure that has moved over $40 billion.

How it works

1. Your own isolated account

When you activate Earn, Blend deploys a dedicated smart account for you, yours alone. Funds are never pooled with other users. You are the only signer.

2. Two tiers of yield sources

Your balance is deployed into sources across two tiers, depending on the strategy you choose:

  • RWA tier: Tokenized real-world assets from established institutions, such as money market funds backed by US Treasuries. Live today: Agora (with VanEck as fund manager), among others.

  • DeFi tier: A curated set of audited, on-chain yield markets. Every source is independently classified by risk profile, TVL and audit history before it enters the lineup.

3. Earn while you hold

Yield accrues to your account automatically. Your balance keeps working in the background while you use the SuperApp as usual.

4. Withdraw anytime

Your funds remain yours and remain liquid. Deposits and withdrawals settle on-chain, and because your account is self-owned, you can always reach your funds, even directly through safe.global, independently of any interface.

Why it's different

Non-custodial by design

Most yield products pool user funds into a shared pot. Blend does the opposite: every user gets an isolated account where they are the sole signer. Blend never holds or pools your money.

Screening built in

Every account includes sanctions and AML screening with full reporting. Compliance is part of the architecture, not an afterthought.

Beyond DeFi: institutional-grade RWA

Blend is one of the few platforms where tokenized funds from tier-1 asset managers sit alongside curated DeFi markets, so strategies can range from conservative treasury-backed yield to higher-yielding on-chain markets.

Risk-classified sources

Yield never comes from a black box. Each source in the lineup is audited and classified by an independent third party before your funds can touch it.

Audited infrastructure

Blend's contracts have been audited by Cantina, Sherlock and Zellic.

Key benefits

Benefit
What it means

Ownership

Your account, your keys, you are the only signer

Segregation

Funds never pooled with other users

Liquidity

Withdraw anytime, on-chain

Range

From treasury-backed RWA funds to curated DeFi markets, by risk profile

Transparency

Positions and flows verifiable on-chain

Compliance

Per-account screening and reporting built in

Security

Audited by Cantina, Sherlock and Zellic

Getting started with Blend

  1. Access the Web SuperApp: Navigate to superapp.zebec.io

  2. Connect your wallet: Complete the setup process

  3. Navigate to Earn: Find the Earn or Yield section in the app

  4. Choose your strategy: Select between RWA and DeFi tiers based on your risk preference

  5. Deposit funds: Transfer idle balances to start earning

  6. Monitor returns: Track your yield accumulation in real-time

Your funds remain liquid and can be withdrawn at any time. All transactions settle on-chain for complete transparency.

Availability

  • Distribution channel: Web SuperApp

  • Audience: Individual SuperApp users

  • Supported assets: Various stablecoins and cryptocurrencies (check current list in-app)

  • Minimum deposit: Check current requirements in the SuperApp

Security considerations

  • Smart contracts audited by multiple firms

  • Non-custodial architecture - you maintain full control

  • Isolated accounts prevent cross-contamination

  • AML/KYC screening integrated

  • Transparent on-chain operations

Learn more

Last updated