For the complete documentation index, see llms.txt. This page is also available as Markdown.

Availability and restrictions

Where Zebec cards can be issued, and where they cannot be used.

Not every Zebec card program is available in every country. This page explains where cards can be issued and where card transactions are prohibited.

Issue location = the country where a user declares their home address and applies for a card. Use location = the country where the cardholder attempts to make a purchase.

Where cards can be issued

Silver programs

Silver cards are regional programs. Apple Pay / Google Pay verification tokens are sent by SMS, so a local phone number in the matching region is required.

Silver USD

For users physically in:

  • United States

  • Canada

  • Puerto Rico

  • U.S. Virgin Islands

  • Guam

  • American Samoa

  • Northern Mariana Islands

Silver GBP

For users physically in:

  • United Kingdom

  • Gibraltar

  • Guernsey

  • Isle of Man

  • Jersey

Silver EUR

For users physically in supported EU countries (all EU member states except Malta):

Country
ISO
Country
ISO

Austria

AT

Ireland

IE

Belgium

BE

Italy

IT

Bulgaria

BG

Latvia

LV

Croatia

HR

Lithuania

LT

Cyprus

CY

Luxembourg

LU

Czech Republic

CZ

Netherlands

NL

Denmark

DK

Poland

PL

Estonia

EE

Portugal

PT

Finland

FI

Romania

RO

France

FR

Slovakia

SK

Germany

DE

Slovenia

SI

Greece

GR

Spain

ES

Hungary

HU

Sweden

SE

Carbon programs

Carbon cards come in both regional and international programs.

  • Carbon USD Regional — for US/Canada residents; verification tokens sent by SMS.

  • Carbon USD International — for approved countries outside the US/Canada; verification tokens sent by email.

Carbon — supported countries

Country
ISO
Country
ISO

Algeria

DZ

Lithuania

LT

American Samoa

AS

Luxembourg

LU

Angola

AO

Malawi

MW

Argentina

AR

Malaysia

MY

Australia

AU

Malta

MT

Austria

AT

Mexico

MX

Belgium

BE

Morocco

MA

Bolivia

BO

Mozambique

MZ

Brazil

BR

Nepal

NP

Cameroon

CM

Netherlands

NL

Canada

CA

Nigeria

NG

Chile

CL

Northern Mariana Islands

MP

Costa Rica

CR

Norway

NO

Cyprus

CY

Oman

OM

Czech Republic

CZ

Pakistan

PK

Denmark

DK

Papua New Guinea

PG

Ecuador

EC

Paraguay

PY

Egypt

EG

Peru

PE

El Salvador

SV

Philippines

PH

Estonia

EE

Poland

PL

Finland

FI

Portugal

PT

France

FR

Puerto Rico

PR

Georgia

GE

Qatar

QA

Germany

DE

Romania

RO

Ghana

GH

Saudi Arabia

SA

Greece

GR

Singapore

SG

Guam

GU

Slovakia

SK

Guatemala

GT

Slovenia

SI

Honduras

HN

Spain

ES

Hungary

HU

Sweden

SE

Iceland

IS

Taiwan

TW

Ireland

IE

Trinidad and Tobago

TT

Italy

IT

Turkey

TR

Jamaica

JM

U.S. Virgin Islands

VI

Japan

JP

United Kingdom

GB

Jordan

JO

United States

US

Kenya

KE

Uruguay

UY

Korea, Republic of

KR

Vanuatu

VU

Kuwait

KW

Zambia

ZM

Examples by user location

User location
Cards available

United States

Carbon USD, Silver USD

United Kingdom

Carbon USD International, Silver GBP

Greece

Carbon USD International, Silver EUR

Uruguay

Carbon USD International

Kenya

Carbon USD International

Where cards cannot be used

For compliance reasons, Zebec cards cannot be used in the following countries. This list is updated regularly.

  • Afghanistan

  • Belarus

  • Central African Republic

  • China

  • Congo, Democratic Republic of

  • Cuba

  • Eritrea

  • Iran, Islamic Republic of

  • Iraq

  • Korea, People's Republic of

  • Lebanon

  • Libya

  • Mali

  • Myanmar

  • Nicaragua

  • Russian Federation

  • Somalia

  • South Sudan

  • Sudan

  • Syrian Arab Republic

  • Venezuela

  • Yemen

  • Zimbabwe

Zebec and its card partners check device origin IP, declared address, and other signals to enforce these restrictions.

Need help?

If your country is not listed or you are unsure which program applies, contact support@zebec.io.

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