> For the complete documentation index, see [llms.txt](https://docs.zebec.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.zebec.io/zebec-product-information/cards.md).

# Cards

Zebec offers multiple card programs so users can choose the one that fits their spending habits, location, and custody preferences. All cards are powered by the Mastercard network and work anywhere Mastercard is accepted (subject to regional restrictions).

{% hint style="info" %}
**Available in:** 🌐 [Web SuperApp](/zebec-application-suite/web-superapp.md) · 📱 [Mobile SuperApp](/zebec-application-suite/mobile-superapp.md) · 🏢 [Enterprise Payroll](/zebec-application-suite/enterprise-payroll.md)
{% endhint %}

## Card programs

| Card       | Type               | Best for                                             | Primary currency | Availability                  |
| ---------- | ------------------ | ---------------------------------------------------- | ---------------- | ----------------------------- |
| **Silver** | Single-use prepaid | One-off purchases, disposable online spending        | USD / EUR / GBP  | US/Canada, UK, EU             |
| **Carbon** | Reloadable prepaid | Everyday spending, subscriptions, recurring payments | USD              | 90+ countries                 |
| **Black**  | Premium reloadable | High spenders, enterprises, invited users            | USD / EUR        | Global (subject to sanctions) |

## Quick comparison

| Feature                | Silver                 | Carbon                           | Black                                  |
| ---------------------- | ---------------------- | -------------------------------- | -------------------------------------- |
| Reloadable             | No                     | Yes                              | Yes                                    |
| Apple Pay / Google Pay | Yes                    | Yes                              | Yes                                    |
| Card number            | New with each issuance | Same card number                 | Same card number                       |
| Typical load limit     | $10 – $1,000           | Up to $1,000 per load            | No published cap                       |
| Daily spend            | Up to $1,000           | Up to $10,000                    | Higher / enterprise limits             |
| Fees                   | No sign-up/tx fees     | No-fee promo (subject to change) | Activation, top-up, monthly fees apply |

## Which card should I pick?

* **Silver** — if you want a quick, single-use card for a specific purchase and prefer a fresh card number each time.
* **Carbon** — if you want a reloadable card for daily spending and subscriptions.
* **Black** — if you need higher limits, enterprise features, or have received an invitation.

{% hint style="warning" %}
Card availability depends on your country of residence and local regulations. See [Card availability and restrictions](/zebec-product-information/cards/availability-and-restrictions.md) for issuance regions and prohibited-use countries.
{% endhint %}

## Getting a card

1. Open the [Web SuperApp](https://superapp.zebec.io) or [Mobile SuperApp](/zebec-application-suite/mobile-superapp.md). Payees in an enterprise workspace can also receive a card through [Enterprise Payroll](/zebec-application-suite/enterprise-payroll/cards-for-payees.md).
2. Go to the Cards section and choose a program, depending on your country of residence.
3. Fund the card from your wallet and start spending.

For developers and partners who want to issue Carbon cards inside their own app, see the [Partner API](/developer-docs/partner-api.md).