> For the complete documentation index, see [llms.txt](https://docs.zebec.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.zebec.io/zebec-application-suite/enterprise-payroll/getting-started.md).

# Getting started

Zebec Enterprise Payroll replaces slow, bank-dependent payroll cycles with fast, programmable stablecoin disbursements.

## What is Zebec Payroll?

Zebec Payroll is a stablecoin payroll platform. Companies fund a corporate treasury wallet with stablecoins, and Zebec disburses pay directly to employee and contractor wallets. Recipients can withdraw pay as it accrues and/or load stablecoins onto a Zebec card to spend anywhere Mastercard is accepted.

## Who uses it

* **Enterprises** running payroll for distributed teams and contractors.
* **Crypto-native companies** that want to pay in stablecoins natively.
* **Traditional companies** moving payroll onto faster and cheaper rails.

## What makes it different

1. **Settlement in seconds rather than days.** Pay clears the same minute it leaves your treasury.
2. **Real-time payroll.** Pay accrues by the second. Employees and contractors can withdraw their accrued earnings at any time.
3. **No banking infrastructure required.** Recipients need a wallet rather than a bank account.

## Approval

When you complete onboarding, your workspace is provisioned immediately, but disbursement is gated until Zebec reviews your organization and signing wallet. This usually takes under 24 hours. You can still configure payroll, invite team members, and draft runs while waiting.

## Next steps

* [Set up your workspace](/zebec-application-suite/enterprise-payroll/workspace-setup.md)
* [Fund your treasury](/zebec-application-suite/enterprise-payroll/funding-your-treasury.md)
* [Invite your workforce](/zebec-application-suite/enterprise-payroll/inviting-payees.md)